A new study has revealed Australia’s highly complex insurance landscape is a major factor in the underinsurance of homes in flood zones, rather than owner’s complacency.
Researchers of the study investigated over 600 households across Melbourne’s flood-prone areas to understand how people make decisions over flood insurance.
Image: Image Credit: Helena Jankovičová Kováčová / Pexels
Produced By: Toni Pankaluic
Featured In Story: Dr Brian Cook – Associate Professor and Geographer at the University of Melbourne
First aired on The Wire, Friday 17 July 2026